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How 401ks actually work (it's simpler than you think) #retirement #finance #401k
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Justin Pritchard, CFP® on Retirement Planning
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The evolution of retirement benefits: from benefit, the perk, to “retirement is a myth” #corporate #corporatelife #corporatehumor #retire #retirement
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401k Changes You Need to Know Now: What the Market and Policy Shifts Mean for Your Retirement #401k #retirement #investment #marketvolatility #policyupdate #inflation #fyp
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I have a lot of money in my 401(k)” sounds safe… until you realize it’s tax-deferred, not tax-free. Most people celebrate the tax break today but ignore the tax bill tomorrow. You don’t avoid taxes with a 401(k)… you delay them. And when you finally withdraw? You pay taxes on every dollar as income. Plus: • Age restrictions • Penalties before 59½ • Required withdrawals later • Zero control over future tax rates The real question isn’t “How much is in your 401(k)?” It’s “How much do you actually
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andre_pennington
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